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PayPal Users - Overview

Humans make every decision in their life using one set of guiding principles: their core values. This is a well-documented principle of behavioral science. So, PayPal partnered with Valuegraphics to identify the drivers behind the decisions that PayPal users and their competitors make, including their shopping preferences. Valuegraphic data* identifies which values a target audience has in common, so products and messages can be created to resonate deeply. 

 

Using project-specific information provided by PayPal, Valuegraphics profiled a statistically representative sample of online payment users. The following pages provide a top-line look at what was uncovered, and how PayPal can leverage the motivating values of these personas. Valuegraphic data can also spark further team discussions about other product specifics that will generate user interest. 

 

*The Valuegraphics Database is the first global inventory of core human values: a directory of how we make decisions. It was built by analyzing 750,000+ surveys in 152 languages across 180 countries. It is ±3.5% accurate with 95% confidence.

Intake Parameters

Consumers who shop and purchase online more than 3x per month and who spend over $100/month in combined online purchases.

A stat rep of 1,350 of the following was collected:

  • PayPal Users - United States

  • PayPal Competitors - United States (Affirm, Klarna, Afterpay)

  • PayPal Users - Germany

  • PayPal Competitors - Germany (Klarna, Afterpay, Ratepay)

  • PayPal Users - France

  • PayPal Competitors - France (Klarna, Alma, Oney, Cofidis)

  • PayPal Users - UK

  • PayPal Competitors - UK (Klarna, ClearPay, Laybuy)

  • PayPal Users - Australia

  • PayPal Competitors - Australia (Klarna, Afterpay, Zip, Sezzle, Humm)

PayPal User Comparison - Regional.png

Psychographic Topics

Note: when viewing these results it is important to remember that respondents were answering about the brands they USE. They weren't answering about brands generally. This increases the likelihood of the availability of a brand influencing behavior.

Acquisition

Conversion

The following relates specifically to Buy Now Pay Later and competitor offerings

Retention

Seamless Processing

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